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Regulated Global Payments Infrastructure

Turning Payments into Power.

A single, fully regulated payments platform. Enabling ambitious companies to issue, move, and settle money globally — at scale.

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Customer Trust

Deliver secure and seamless payment experiences.

Global Reach

Manage payments across borders seamlessly.

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Building the infrastructure beneath innovation. Monavate provides the regulated foundation that enables ambitious companies to operate at the cutting edge — without rebuilding their payments stack each time the ecosystem changes. From Cambridge to Cape Town, we combine regulatory depth with global reach.

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The Monavate Difference

One Platform.
Full Lifecycle.

Monavate manages the full lifecycle of payments within a single regulated operating model. From how value enters a system, to how it moves across rails and borders, to how it becomes real-world utility — one platform, one perimeter, one point of accountability.

Virtual IBANs
Multi-currency accounts
Dollar
Pound
Euro
Yen


Funding rails across supported jurisdictions



Fiat and digital asset on-ramps
Digital asset rails
Cross-border settlement & FX

Bank-to-bank rails



Card networks
Scheme-backed card programmes
Wallet integrations (Apple Pay, Google Pay)

Programme controls and authorisation logic



Physical and virtual
card issuing
VALUE IN
Virtual IBANs
Multi-currency accounts
Dollar
Pound
Euro
Yen


Funding rails across supported jurisdictions



On-ramps between fiat and digital assets
VALUE MOVEMENT
Digital asset rails
Cross-border settlement corridors

Bank-to-bank rails



Card networks
VALUE OUT
Scheme-backed card programmes
Wallet integrations (e.g., Apple Pay, Google Pay)

Programme controls and authorisation logic



Physical and virtual
card issuing
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Engagement Model

How We Work With You.

Direct Integration

Full access to our regulated payments stack. For mature fintechs, Web3 platforms, and established B2B operators.

Managed & Co-Branded Programmes

Fully managed programme models. For growing or early-stage organisations. Monavate acts as programme manager within the same regulated perimeter.

Closing

The platform remains consistent. The regulatory cover remains constant. Only the depth of engagement changes.

Case Studies

Real Stories. Real Results.

Explore how Monavate has empowered businesses across industries to achieve their payment goals. From launching cutting-edge fintech products to simplifying global transactions, our case studies showcase the impact of our solutions.

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Hear from them...

“At Mastercard, we’re committed to delivering innovative, secure and seamless payments experiences. We're pleased to collaborate with Monavate on this shared vision, to empower and enable greater choice for customers across the payments ecosystem.”

Christian Rau - Mastercard
FAQ Section

Frequently Asked Questions

Which card schemes does Monavate support?

How do you stay ahead of compliance and regulatory requirements?

Are you able to do real-time on-chain spend in Crypto/Web3?

How do you reduce Opex and friction in reconciliations?